I Am So Annoyed

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Smacking your kids is OK

Tuesday, January 5th, 2010   2:36 pm | Author: Jerry | Life, Relationships | Add Comment
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according to a study by Marjorie Gunnoe, professor of Psychology at Calvin College in Michigan.

 

Gunnoe questioned 2600 participants for the study and found that children who are smacked before the age of six perform better at school when they are teenagers. They are also more likely to do voluntary work and to want to go to college than those who have never been physically disciplined. But the study also revealed that children who are smacked after the age of six were more likely to exhibit behavioural problems, such as being involved in fights.

 

Penelope Leach, a parenting expert disagrees with the findings ’No good can come from hitting a child,’ she said. “I do not buy this idea that children will learn positive behavior from being smacked. The law says adults hitting adults is wrong and children should be protected in the same way. Children are people too.”

 

Right on. Keep your hands off the kids.

 

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Check your credit card and checking accounts

Monday, January 4th, 2010   7:12 am | Author: Jerry | Life, Money | Add Comment
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The Wall Street Journal reports that banks and financial firms are gearing up to screw you just a little more.

 

They are planning on raising fees on checking accounts and credit cards  ”to replace more than $50 billion in revenue wiped out by new rules that clamp down on certain business practices”.

 

“Credit-card issuers collected $22.9 billion in penalty fees—such as those assessed for late payments—in 2009, up from $19 billion in 2008.”

 

“Credit-card companies already have been racing to slip new fees and practices into customer contracts ahead of the law (that becomes effective in February). Issuers are closing accounts, switching cards with fixed interest rates to variable rates and introducing cards that have an annual fee.”

 

“The Fed estimates that banks generate $25 billion to $38 billion a year in overdraft fees.”

 

“..banks are expected to eliminate free checking completely, raise fees on safe-deposit boxes and charge customers more for issuing a stop-payment on ..continue reading

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Is this the United States?

Saturday, January 2nd, 2010   4:31 pm | Author: Jerry | Life | Add Comment
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The NYT published an article titled “Living on Nothing but Food Stamps”.

 

It is a scary story and makes you wonder how many Americans are on the brink.

 

The article points out that there are 6 million Americans who have zero income and are getting by on food stamps.

 

“Their numbers were rising before the recession as tougher welfare laws made it harder for poor people to get cash aid, but they have soared by about 50 percent over the past two years. About one in 50 Americans now lives in a household with a reported income that consists of nothing but a food-stamp card.”

 

These Americans “described themselves as unemployed and receiving no cash aid — no welfare, no unemployment insurance, and no pensions, child support or disability pay.”

 

“One in eight Americans now receives food stamps, including one in four children.”

 

The article describes the plight of some of these people. One that should ..continue reading

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When it rains it pours

Saturday, January 2nd, 2010   4:03 pm | Author: Jerry | Money | Add Comment
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It seems that no matter what Wall Street firms do they win.

 

First they are on the brink of disaster, or so we are told and the government bails them out with taxpayer money. No problem as long as the economy doesn’t collapse.

 

The economy doesn’t collapse although many individual investors lose much of their net worth. But not these firms.

 

The firms (Goldman Sachs, JP Morgan, etc.) wind up raking it from various fees, including fees charged to the government.

 

In fact the Wall Street firms did so well that they are handing out $200 billion in bonuses for 2009.

 

And to add insult to injury the compensation packages, including bonuses that the firms have given their employees will wind up saving the top three firms a fortune in taxes.

 

The NYT reports that “Many American banks already pay minuscule federal income taxes, because of various deductions and clever tax planning; the payout-related breaks will ..continue reading

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Some people are just plain stupid

Monday, December 28th, 2009   4:13 pm | Author: Jerry | Life, Technology | Add Comment
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How many Americans did not hear about the incidents on the two flights into Detroit in the last few days?

 

How many did not hear of the heightened security measures?

 

At least one person does not listen to the radio, watch TV or read a paper.

 

A man was questioned by the FBI after he was discovered to have taken a “pyrotechnic device” onto an airline flight from Baltimore, Maryland, to New York City.

 

Authorities found that Thomas Ouellette, 67, of Bonita Springs, Florida, brought the pyrotechnic device onto the flight that landed at LaGuardia Airport Sunday night. The device was placed in evidence, and Ouellette was issued a federal summons to appear in federal court.

 

Two questions immediately come up. Why did this person think he could bring a pyrotechnic device onto a flight when you can’t even bring a bottle of water aboard? Why after the two incidents this week was the device not detected before this ..continue reading

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